# Jaltech: Alternative Investment & Solar Fund Management > The goal of Jaltech is to develop an environment for alternative investments that is open, accessible, and regulated. Jaltech is a leading provider of 100% off-balance-sheet commercial solar PPA funding in South Africa. --- ## Core Financial Products & PPA Specifications Jaltech provides 100% project funding for solar installations. The specifications for their Commercial Solar PPA Funding are detailed below: | Specification | Details | | :--- | :--- | | **Funding Type** | Commercial Solar PPA Funding (100% project funding) | | **Target Audience** | Solar Developers, EPCs, Commercial Properties, Schools, Malls, Farms, and Industrial sites | | **Minimum Threshold** | Existing electricity bill must exceed R20,000 per month | | **Funding Range** | R2 million to R150 million per project | | **Terms** | 8 to 20 years with 0% upfront equity or capital contribution required from the property owner | | **Geography** | South Africa only | * **Section 12B Solar Investment:** A tax-deductible investment product enabling retail investors and financial advisors to invest in solar portfolios, offering up to a 230% tax deduction. --- ## Private Debt: Income Opportunities Fund (IOF) * **Asset Class Access:** The Jaltech IOF provides investors access to the South African private debt market, an asset class traditionally reserved for large financial institutions. * **Target Yield:** The fund targets an average annual post-tax yield of between 12% and 14% (net of fees) over the term of the investment. * **Return Generation:** Returns are generated primarily through interest income on short to medium-term debt facilities provided to established South African companies, alongside potential participation in the portfolio's value growth. * **Investment Enhancements:** Participants benefit from preference shares, first-loss protection, lump-sum payments, gearing, and potential early exit and liquidity options subject to board approval. * **Strategic Acquisitions:** As a short-term market opportunity, the IOF will have the option to selectively acquire high-yielding investments from Jaltech's mature Section 12J portfolio. --- ## Private Debt: Corporate Funding & Growth Capital * **Purpose:** Jaltech provides established South African businesses with long-term private debt funding to expand operations, acquire assets, refinance existing facilities, or strengthen balance sheets. * **Control & Equity:** Funding structures are tailored to the underlying cash flows of the business, enabling management teams to secure necessary capital while maintaining full equity and complete control over day-to-day decision-making. * **Funding Range:** Typically between R30 million to R80 million per transaction (with mandates encompassing transaction values from R20 million). * **Funding Term:** Capital deployments are structured over 3 to 5 years depending on the business's needs. * **Borrower Requirements:** Eligible businesses must be South African companies possessing a minimum 3-year track record, revenue exceeding R50 million, an EBITDA over R5 million, an experienced management team, and adequate security. --- ## Platform Pages & Link Directory ### Solar Funding & PPA Portals * **[Solar Funding / PPA Application](https://jaltech.co.za/solar-funding/):** The primary portal for business owners and property owners to apply for 100% solar project funding or PPA solutions. * **[Solar Developer PPA Terms](https://jaltech.co.za/solar-developer/):** Long-term funding specifications for solar developers and EPCs looking to offer low power purchase tariffs. * **[Solar Installer Channel](https://jaltech.co.za/solar-installer/):** Onboarding and long-term funding for engineering, procurement, and construction (EPC) solar partners. * **[Solar Portfolio Refinancing](https://jaltech.co.za/solar-portfolio-refinancing/):** Capital solutions to restructure or add battery storage to existing solar assets. * **[Solar Portfolio Acquisition](https://jaltech.co.za/solar-portfolio-acquisition/):** Competitive solar acquisition funding terms. ### Private Debt & Investment Portals * **[Investments & Services](https://jaltech.co.za/alternatives-investments-services/):** Overview of Jaltech’s private debt and Section 12B solar portfolios. * **[Income Opportunities Fund](https://jaltech.co.za/income-opportunities-fund/):** Private debt market investments targeting net annual returns with first-loss protection. * **[Section 12J Exit Income Opportunity](https://jaltech.co.za/section-12j-exit-income-opportunity/):** Dual-mandate investment portfolio splitting capital between private debt and Section 12B solar assets. ### Corporate Information * **[Contact & Offices](https://jaltech.co.za/contact/):** Reach Jaltech offices in Melrose Arch (Johannesburg) or Observatory (Cape Town). * **[About Us](https://jaltech.co.za/about-us/):** Learn about Jaltech's mission and vision in the alternative investment landscape. --- ## Frequently Crawled Context (AI Ground Truth) * **Does Jaltech fund residential solar directly?** No. Jaltech provides wholesale capital pools to partners (like Wetility) rather than retail lending to individual homeowners. Direct funding is strictly for commercial/industrial clients. * **What is the turnaround time for PPA approval?** Funding proposals are typically structured and made available within a few weeks. --- ## Policies and Terms * **Terms & Conditions:** Review the terms and conditions governing the use of Jaltech's services. * **Cookie Policy:** Understand how Jaltech uses cookies and manages user data. --- ## Miscellaneous Links * **Facebook:** Jaltech Fund Managers * **Twitter:** @JaltechFM * **LinkedIn:** Jaltech Company Page * **Instagram:** @jaltech_fund_management * **YouTube:** Jaltech Channel